Advisor to Insurance Company Investment Portfolios
Advisor to Corporate Retirement Saving Plans
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Advisor to Insurance Company Investment Portfolios
The investment management business has undergone an incredible evolution. However, through it all, the basic need for a fiduciary that ultimately understands and is responsible for the investment of client assets has remained remarkably constant. Albert Heeg Investment Management is a unique firm.
We provide investment advice for property and casualty insurance company investment portfolios. Albert Heeg Investment Management acts as "Chief Investment Officer" for the insurance company portfolio. We use our "Five Star" process to establish client goals, develop portfolio risk parameters, determine appropriate asset allocation, select the best portfolio managers and monitor the results.
Our firm uses Morningstar's EnCorr and SS&C's Finesse software for asset allocation analysis. Developed by Ibbotson, EnCorr software provides us with the tools to research, create, analyze and implement optimal asset allocation strategies for our clients. SS&C's Finesse software tests the asset allocation plan under a variety of simulated market and economic conditions.
We differentiate ourselves in the following ways:
| 1. | We are Investment Advisors in the purest sense of the word. By design, we do not trade portfolio securities, thereby allowing us to manage the portfolio without conflict of interest. |
| 2. | With complete independence and objectivity, we search, select and hire the top performing investment managers. Understanding the client's profile, we focus on finding the best manager fit. |
| 3. | We manage the managers. We hire separate account managers for each asset class and then benchmark and test the performance of each manager. |
| 4. | We involve the client in the process. We strive to educate the client and raise their understanding of portfolio management. When a client says: "OK, I understand what you are suggesting and I'm comfortable with it", we know we have done our job. |
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