5-Star Process
We use our "Five Star Process" to structure your insurance portfolio. We begin by identifying asset-classes, appropriate benchmarks and performance expectations. We analyze, test and establish the portfolio's structure. We explore asset class cross correlations to strengthen the portfolio's fiber. We quantify the portfolio's resilience by running Dynamic Financial Analysis (DFA). Using asset class and return data from the Investment Policy Statement, we simulate up to 5000 iterations to determine the best-case/worse-case return scenario for the portfolio. 		 
1. Develop an Investment Policy Statement
 
  		• Discuss and understand the Client and Company's unique constraints
     
  		• Explore the strength and suitability of the Client's existing portfolio
     
  		• Evaluate peer captive and/or commercial companies
     
  		• Determine Surplus preservation and enhancement needs
     
  		• Identify Income and Cash Flow liquidity requirements
     
  		• Clarify duties and responsibilities of the Investment Advisor and Client
     
    2. Establish the Portfolio Building Blocks
     
  		• Develop risk parameter and investment time frames
     
  		• Identify asset-classes, appropriate benchmarks and performance expectations
     
    3. Develop the Portfolio Structure
     
  		• Analyze, test and establish portfolio's structure using optimization software
     
  		• Explore asset class correlations to strengthening the portfolios fiber
     
  		• Quantify portfolios resilience by running Dynamic Financial Analysis simulations
     
    4. Select and Hire Portfolio Manager(s)
     
  		• Identify suitable portfolio manager candidates from AIMR compliant database
     
  		• Research risk, consistency and return track-records of potential managers
     
  		• Perform office visits and background checks
     
    5. Perform On-Going Portfolio Supervision
     
  		• Meet with Client as needed
     
  		• Report overall portfolio and individual manager (s) performance quarterly
     
  		• Monitor managers, as well as, all other aspects of the Client's portfolio

          		 


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